Embark on meaningful journeys with insights to plan memorable vacations, navigate budget travel, and uncover cultural treasures. Whether you’re crafting a family adventure or exploring last-minute deals, these ideas inspire travel that deepens connections, stretches savings, and invites discovery. | 22 Budget Travel Tips: Wise Advice on How to Travel Cheap Practical advice for budget-conscious travelers, covering tips like house-sitting, using public transportation, traveling in the off-season, and maximizing free activities to stretch travel budgets. | Expert Tips for Finding Last-Minute Travel Deals Covers strategies for spontaneous travel savings, including flexible dates, package deals, alternative lodging, rewards points, and quick actions when deals arise. Great for budget-friendly last-minute trips. | Life Lessons from the Youngest Person to Travel to Every Country | Lexie Alford | TEDxKlagenfurt | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | Jerry Toh | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Jerry Toh, All rights reserved. | | | Hsiang Yao (A* Scientist) & Ying Ying (MOE Educator) Jerry is the first person that comes to my mind whenever I need any financial advice. He has always been prompt and patient in answering all my queries, and I know that I can trust him because of his expertise. Jerry is someone who is passionate and dedicated in his work, and he truly cares for the people around him. Jerry always help others sincerely. It's my pleasure to have him as my friend and my financial consultant!
from yy
第一次认识Jerry就能感受到他对你工作的认真与热情,而跟他多相处聊天之后不难发现他是真心去对待他身边的每一个人。Jerry充满了亲和力也非常乐于助人, 不管在任何时候我们都能得到他的协助。很感谢他这么用心帮我们做理财规划,也为我们提供了许多宝贵的意见!
from HY | | | Kalvin Toh (Director) Kokoro Crystals Kokoro Tea House
Since the day Jerry started in his current role, he manage our insurance policies for my immediate family members. Although we had advisers before him, we did not come across someone who is as responsible and hardworking as him. Detail explanations in our liabilities and protection, diligently help us during mishap and claims, responsible when comes to updates and renewal, I can say, he has covered the protection and security part of our lives.
Moreover, having him manage our financial assets, we sturdily have a healthy yield yearly. Also, my businesses’ liabilities are properly covered without having to spend extras with his detailed analysis of my business needs. Not only being an adviser, he also perform the role as a supporter in recommendations of my businesses and products to his other clients, making it a win-win situation.
Jerry also exercise his professionalism perform out of scope sharing with life’s experiences, marketing ideas and strategies. Also be it you need a plumber or a doctor, he will always have someone to recommend.
Throughout my journey in life, I have come across many advisers, but Jerry has perform beyond professionalism. | | | Danial Loke (Year 3 AIA FSC, Year 3 SUSS Undergraduate) Jerry is a leader that leads by example. Not only is he generous with the knowledge that he possesses, his team is his priority which is really assuring. When we need guidance during JFW, he never fails to be there. | | | Pearl Lim (AIA MDRT qualifer) I became a mother in 2012 and i made many new mummy friends through Facebook. At that time i was looking for an insurance agent to get some plans for my newborn.
That was when I was introduced to Jerry in 2013 by one of the mummies, Irene.
I got some plans for my son, followed by myself and my other family members as we feel that Jerry is a very knowledgeable and responsible person.
Even though he is very busy with work, he would definitely meet in person to process claims or give financial advice.
At that time, I was a relationship manager handing corporate accounts in a bank. He asked if I was interested to become a financial planner and join him in his mission to save more lives and help people in financial planning. I rejected him straight away as I have insecurities about financial stability as a self employed.
It was after the birth of my second child that I started having problems striking a balance between family and work. Subsequently, I left my job at the bank and joined his team in early 2017.
Since then, I never looked back... even though my first 2 years were tough. I am enjoying my job now!
Jerry continues to handle some of my insurance plans, hence, he is now my planner, my friend, my mentor and also my boss. He gives me a lot of freedom in the way I run my business and he will review my performance regularly and update me on my progress for various campaigns and awards and motivate me to achieve more.
Because of his constant support in this career, I am thankful that I was able to achieve MDRT this year despite the pandemic situation. | | | Ernest Toh (Year 2 AIA FSC, Year 3 NTU Undergraduate) “Focus on your studies, I want you to do well in studies”, that’s was what Jerry told me during our first meet up. That’s when i knew that he is different from other leaders, who cares about the well-being of his associates.
I know that I am in good hands under his guidance and very lucky to have him as my mentor. Jerry is very patient and nurturing, an educator at heart. He take time off his busy schedule to conduct training sessions with us and ad-hoc video calls whenever I needed help.
He’s always ready to respond to my questions even late at night. Even though my journey have just started, I’m already looking forward to reach greater heights with Jerry and the team. | | | Rayney Chew (Retiree, ex-DSO staff) I met Jerry through a friend many years ago where he took over my policies as my financial advisor.
He is very knowledgeable about his work and is able to explain the policies to me in simple terms. He is a professional individual and has been a dedicated advisor as he shares and reviews my policies regularly. It assures me that my family's policies are also taken care by him. I also had some great advice from him in terms of financial and long term life planning.
Thanks Jerry for the meetup! As well as helping to take care of my family's policies over the years!🙏🙏🙏 | | | | |