| We live in three distinct timeframes - the Past, the Present, and the Future. Many times, we tend to live and make decisions based on what gives us immediate gratification, and often to our detriment. Despite not knowing what tomorrow will bring, planning ahead removes uncertainty and provides clarity to our lives. In this issue, I have included articles that I hope will inspire you to take actions that your future self will thank you for. | | Planning Ahead Is the Key to Living With More Spontaneity Scheduling spontaneity doesn't lessen the joy of spontaneity; it enables it. You still have the freedom to do whatever strikes you in the moment - even more so because you know that's exactly what you intended to do. | | 10 Reasons To Start Christmas Planning Early With a bit of forethought, there's no reason it needs to be quite as nerve-wracking or frustrating as often the days leading up to the holidays are. So, in case you're not entirely convinced of the benefits that early preparedness brings, let's take a look at the 10 reasons to start Christmas planning early. | | What are the chances? We can't predict the future, but we can plan for it. But why does this even matter? Meet some ordinary people thinking about these things. | | Proudly Brought to You I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers. | | Jerry Toh | | | | | | | | unsubscribe | You are receiving this email because you're my client, a friend or you've given permission to receive this email. If you'd rather not receive our emails, you can unsubscribe from our mailing list by clicking 'Unsubscribe' above. © Jerry Toh, All rights reserved. | | | | Esther Lim (Homemaker) My husband and I knew Jerry since 2014. His in-depth knowledge of the field has helped us a huge deal in our financial and insurance needs. Beyond professional expertise, his friendly disposition makes him a great friend as well. Of course, with his whole team, most importantly, you can count on them for prompt claims reimbursement. Definitely recommended 👍🏻 | | | | Shi Hua (MOE Educator) I've known Jerry for more than a decade. From ex colleagues to friends, he is someone whom one can count on whenever you need advice. To me and my family, he is not just a financial advisor or your typical agent, he is a friend who is always ready to render his help and of course his expertise in his field of profession to make sure that me and my family are well taken care of in our health protection as well as our financial investments. One thing that sets him apart is that no doubts or worries that I have is ever too trivial for him. To him, what ever matters to us, matters to him and he will try his very best to help! So if u ever need a trustworthy and reliable advisor, Jerry is the man! | | | | Ernest Toh (Year 2 AIA FSC, Year 3 NTU Undergraduate) “Focus on your studies, I want you to do well in studies”, that’s was what Jerry told me during our first meet up. That’s when i knew that he is different from other leaders, who cares about the well-being of his associates.​
I know that I am in good hands under his guidance and very lucky to have him as my mentor. Jerry is very patient and nurturing, an educator at heart. He take time off his busy schedule to conduct training sessions with us and ad-hoc video calls whenever I needed help.​
He’s always ready to respond to my questions even late at night. Even though my journey have just started, I’m already looking forward to reach greater heights with Jerry and the team.​ | | | | Matthew (MOE Educator) & Rebecca (Full-time tutor) Jerry was my (Rebecca) classmate in university and has always come across as a warm and helpful friend.
Today, also as our financial advisor, he continues to give timely advice and a listening ear to our concerns. There were instances where we consulted him and his unassuming nature and objective perspective encouraged us greatly in our decision making process.
We are thankful that our paths have crossed and we would not hesitate to recommend him to family and friends who are in search of a trusted and reliable advisor.
Thumbs up for Jerry! | | | | Yin Peng (Lazada, Vice President) I was introduced to Jerry by his wife 8 years ago. Back then, I was quite skeptical about financial advisor. However Jerry won me over with his professionalism, dedication and expertise.
Today, Jerry is my go-to person for all sorts of issues. He is a very warm and caring person. He had helped me solve / advise me on issues where I could not make up my mind or I have doubts on.
I am so glad that our path crossed and I am very grateful to have him as a friend! I would not hesitate to recommend him to my friends who are in need of financial advice! | | | | Joselene Wee (Executive Officer) I met Jerry in 2015 where we started out as work partners. Throughout the years of supporting him as a BDM, I know he is definitely someone whom a person can trust fully in terms of personal or financial advice. I then decided to leave my insurance needs in his hands. Despite his ever busy schedule, he ensured that I’m aware he’s always still around. We’ve got to admit this, there are insurance agents out there who can never be found.
Jerry went the extra mile in providing advice when I decided to take a leap of faith to purchase my first property. Without this, I would have been so lost in planning my finances.
All I can say is Jerry is definitely the man to go to. He’ll never fail or disappoint you. He’s a GEM and I really appreciate all that he had done for me. | | | | |